Posted in IDILOGIC Helper on Aug 10, 2005... modified on Aug 18, 2005
The MicroLoan Program provides very small loans to start-up, newly established, or growing small business concerns. Under this program, SBA makes funds available to nonprofit community based lenders (intermediaries) which, in turn, make loans to eligible borrowers in amounts up to a maximum of $35,000. The average loan size is about $10,500. Applications are submitted to the local intermediary and all credit decisions are made on the local level.
TERMS, INTEREST RATES AND FEES:
The maximum term allowed for a microloan is six years. However, loan terms vary according to the size of the loan, the planned use of funds, the requirements of the intermediary lender, and the needs of the small business borrower. Interest rates vary, depending upon the intermediary lender and costs to the intermediary from the U.S. Treasury.
COLLATERAL
Each intermediary lender has its own lending and credit requirements. However, business owners contemplating application for a microloan should be aware that intermediaries will generally require some type of collateral, and the personal guarantee of the business owner.
TECHNICAL ASSISTANCE
Each intermediary is required to provide business based training and technical assistance to its microborrowers. Individuals and small businesses applying for microloan financing may be required to fulfill training and/or planning requirements before a loan application is considered.
Under the Micro-Loan Program, SBA also gives grants to non-profit organizations, which are not intermediary lenders, to provide marketing, management, and technical assistance to low-income individuals seeking financing for their businesses. See below a list of these organizations.
List of Non-Lending Technical Assistance Providers: (non-profits funded by a federal government grant program)
Alaska Juneau Economic Development Council 612 W. Willoughby, Suite A, Juneau, AK 99801-1732 Executive Director: Charles Northrip Microloan Contact: Kirk Flanders E-mail: jedc@ptialaska.net kflanders@ptialaska.net Telephone: (907) 463-3662 Fax: (907) 463-3929 Service Area: Through SBDCs, Alaska Panhandle
California Women's Initiative for Self Employment 1390 Market Street Suite 113 San Francisco, CA 94102 Executive Director: Barbara Johnson Microloan Contact: Corinne Florek E-mail: wi1s@igc.org Telephone: (415) 247-9473 Fax: (415) 247-9471 Service Area: sectors of San Francisco and Bay Area
Florida Lee County Employment & Economic Dev. Corp. 2774 First Street , Fort Myers, FL 33916 Executive Director: Roy Kennix Microloan Contact: Roy Kennix E-mail: Telephone: 239-337-2300 Fax: 941-337-4558 Service Area: Community Redevelopment Areas of Lee County including Charleston Park, Dunbar, Harlem Heights, No. Fort Myers, and State Road 80
Illinois Women's Business Development Center 8 South Michigan Ave., Suite 400, Chicago, IL 60603 Executive Director: Hedy Ratner Microloan Contact: Carol Dougal E-mail: WBDC@aol.com Telephone: 312-853-3477 Fax: 312-853-0145 Service Area: Boone, Cook, DeKalb, DuPage, Kane, Kankakee, Kendall, Lake, McHenry, Will, and Winnebago counties
Indiana Community Action of Southern Indiana 1613 E 8th St., POB 843, Jeffersonville, IN 47130 Executive Director: Fred Mitchell Microloan Contact: Leatha Jackson E-mail: Telephone: 812-288-6451 x111 Fax: 812-284-8314 Service Area: Clark, Floyd, and Harrison counties
Iowa Institute for Social and Economic Development 910 23rd Avenue Coralville, IA 52241 Executive Director: Christine Pigsley Microloan Contact: Christine Pigsley E-mail: cpigsley@ised.org Telephone: 319-338-2331 or800-888-4733 Fax: 319-338-5824 Service Area: Statewide Website:
Michigan Cornerstone Alliance 38 W. Wall St., PO Box 428 Benton Harbor, MI 49023-0428 Executive Director: Jeff Noel Microloan Contact: Gregory Vaughn E-mail: gvaughn@cstonealliance.org Telephone: 616-925-6100 Fax: 616-925-4471 Service Area: BerrienCounty and City of Benton Harbor Website:
Minnesota Neighborhood Development Center, Inc. 651 1/2 University Avenue St. Paul, MN 55104 Executive Director: Mihailo Temali Microloan Contact: Mara O’Neil E-mail: windndc@mtn.org Telephone: 651-291-2480 Fax: 651-291-2597 Service Area: Districts 3,5,6,8,9, and 16 of the City of St. Paul Website:
Missouri Community Development Corporation of Kansas City 2420 East Linwood Blvd, Suite 110, Kansas City, MO 64109 Executive Director: William Threatt, Jr. Microloan Contact: Michael Dayton, ext. 119 E-mail: Telephone: 816-924-5800 Fax: 816-921-3350 Service Area: Cass, Clay, Platte, Ray and Jackson counties
Montana Montana Department of Commerce- SBDC Division 1424 9th Ave., POB 200505, Helena, MT 59620-0505 Executive Director: Ann Desch Microloan Contact: Robyn Hampton E-mail: adesch@state.mt.us Telephone: 406-444-4325 Fax: 406-444-1872 Service Area: Through SBDCs, Cascade, Chouteau, Fergus, Glacier, Golden Valley, Judity Basin, Musselshell, Petroleum, Pondera, Teton, Toole and Wheatland counties, and the Blackfeet, Flathead, and Fort Peck Reservations, and the Crow, Fort Belknap, Northern Cheyenne and Rocky Boys Reservations and their Trust Lands
New Mexico New Mexico Community Development Loan Fund P.O. Box 705, 700 4th St., SW Albuquerque, NM 87102-0705 Executive Director: Vangie Gabaldon Microloan Contact: Rockling Todea E-mail: vgnmcdlf@aol.com Telephone: 505-243-3196 Fax: 505-243-8803 Service Area: Statewide
New York Brooklyn Economic Development Corporation 175 Remsen Street, Ste 350 Brooklyn, NY 11201 Executive Director: Joan Bartolomeo Microloan Contact: Hector Rivera E-mail: info@bedc.org or mad@bedc.org Telephone718-522-4600 Fax: 718-797-9286 Service Area: The five boroughs of New York City Website:
North Carolina North Carolina Rural Economic Dev. Center, Inc. 4021 Carya Dr., Raliegh, NC 27610 Executive Director: Billy Ray Hall Microloan Contact: Phil Black E-mail: pblack@mindspring.com Telephone: 919-250-4314 Fax: 919-250-4325 Service Area: Statewide Website:
Pennsylvania Women’s Opportunities Resource Center 1930 Chestnut Street, Suite 1600, Philadelphia, PA 19103 President: Lynne Cutlter Microloan Contact: Lynne Cutlter E-mail: WORC-PA@erols.com Telephone: 215-564-5500 Fax: 215-564-0933 Service Area: Bucks, Montgomery, Philadelphia, Chester, and Delaware counties Website:
Texas Corpus Christi Chamber of Commerce 1201 N Shoreline, Corpus Christi, TX 78401 Executive Director: Tom Niskala Microloan Contact: Jerry Estell E-mail: jestell@theccchamber.org Telephone: 361-881-1850 Fax: 361-888-5627 Service Area: Nueces and San Patricio counties Website:
Vermont Champlain Valley Office of Econ. Opportunity, Inc. 431 Pine Street, #2 BWebsiteington,VT 05401 Executive Director: Microloan Contact: Dale Lane E-mail: MBDP@together.net Telephone: 802-860-1417; Fax: 802-860-1387 Service Area: Statewide Website:
Wyoming Women's Business Center 13th and Lewis Streets P.O. Box 3661 Laramie, WY 82071 Executive Director: Rosemary Bratton Microloan Contact: Rosemary Bratton Phone: 307-766-3083 Fax: 307-766-3085 E-mail: wwbc@uwyo.edu Service Area: State of Wyoming Website:
Advocap, Inc. 19 West 1st Street P.O. Box 1108 Fond Du Lac, WI 54935 Executive Director: Michael Bonertz Microloan Contact: Morton Gazerwitz 920-426-0150 E-mail: mortg@advocap.org/jimw@advocap.org Phone: 920-922-7760 Fax: 920-922-7214 Service Area: Fond du Lac, Green Lake, and Winnebago counties Website:
Impact Seven, Inc 147 Lake Almena Dr. Alemna, WI 54805 Executive Director: William Bay Microloan Contact: Inger Sanderud E-mail: impact7@execpc.com Phone: 715-357-3334 Fax: 715-357-6233 Service Area: Statewide with the exceptions of Fond du Lac, Green Lake, Kenosha, Milwaukee, Oasukee, Racine, Walworth, Waukesha, Washington, and Winnebago counties and, inner city Milwaukee Website:
Lincoln Neighborhood Redevelopment Corp. 2266 S. 13th St. Milwaukee, WI 53215 Executive Director: Michael Gapinski Microloan Contact: Matthew Maigatter Phone: 414-671-5619 Fax: 414-385-3270 E-mail: LNRC@cbgmail.com Area Served: Greater Milwaukee SMSA Website:
Northeast Entrepreneur Fund, Inc. 1225 Town Avenue Superior, WI 54880 Executive Director: Mary Mathews Microloan Contact: Robert Voss E-mail: marym@neefund.org Phone: 800-422-0374 Fax: 715-392-6131 Service Area: Douglas County Website: http://www.entrepreneurfund.org
Wisconsin Women's Business Initiative Corporation 2745 North Dr. Martin Luther King Jr. Dr., Milwaukee, WI 53212 Executive Director: Wendy Werkmeister Microloan Contact: Carol N. Maria E-mail: info@wwbic.com Phone: 414-263-5450 Fax: 414-263-5456 Service Area: Brown, Dane, Dodge, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, and Washington counties Website:
Lightstone Community Development Corp. HC 63, Box 73 Moyers, WV 26815 Executive Director: Anthony E. Smith Microloan Contact: Anthony E. Smith E-mail: loans@lightstone.org Phone: 304-249-5200 Fax: 304-249-5310 Service Area: Statewide Website: www.lightstone.org
Mountain CAP of West Virginia, Inc. 105 Jerry Burton Drive Sutton, WV 26601 Executive Director: Mary Chipps Microloan Contact: Tara Rexroad E-mail: mtcapt@rtol.net or kctmountaincap@neumedia.net Phone: 304-765-7738 Fax: 304-765-7308 Service Area: Barbour, Braxton, Clay, Fayette, Gilmer, Lewis, Nicholas, Randolph, Roane, Upshur Raleigh, Harrison, and Webster Counties Website:
The Washington County Council on Economic Development 100 West Beau Street Suite 703 Washington, PA 15301-4432 Executive Director: Malcolm Morgan Microloan Contact: Ray Grudi E-mail: wcced@cobweb.net Phone: 724-228-6949 Fax: 724-250-6502 Service Area: Monongalia counties Website: http://www.WashingtonCountyPA.org
Community Capital Development 1437 South Jackson, Suite 201 Seattle, WA 98144 Executive Director: Jim Thomas Microloan Contact: Art Mickel E-mail: artm@seattleccd.com Phone: 206-324-4330 ext. 104 Service Area: Adams, Chelan, Douglas, Grant, Kittitas, Klickitat, Okanogan, Yakima, King, Pierce, Skagit, San Juan, Snohomish, Island, Kitsap and Whatcom Website: http://www.seattleccd.com/
Oregon Association of Minority Entrepreneurs Credit Corporation 4134 N. Vancouver Avenue Portland, OR 97217 Executive Director: Samuel Brooks Microloan Contact: Sanford Maddox - 503-528-7105 E-mail: sanford@oame.org Phone: 503-249-7744 Fax: 503-249-2027 Service Area: Clark county Website:
Tri-Cities Enterprise Center 124 W. Kennewick Ave. Kennewick, WA 99336 Executive Director: Wilfred Henderson Microloan Contact: Katie Fast E-mail: kfast@enterprisecenter.net Phone: 509-582-9440 ext 108 Fax: 509-582-9720 Service Area: Benton, Franklin, Columbia, Garfield, Asotin, Whitman and Spokane counties Website: www.enterprisecenter.net
Washington CASH (Community Alliance for Self-Help) 1912 East Madison St. Seattle, WA 98122 Executive Director: Kathy Gilman Microloan Contact: Kathy Gilman E-mail: washcash@nwlink.com Phone: 206-352-1945 Fax: 206-352-1899 Service Area: Clark, Cowlitz, Island, King, Kitsap, Lewis, San Juan, Skagit, Snohomish, Thurston, and Whatcom counties Website: http://www.washingtoncash.org
Rural Community Development Resources, Inc. (formerly WAME) 24 South 3rd Avenue Yakima, WA 98902 President & CEO: Luz Bazan Gutierrez E-mail: delnorte@nwinfo.net Phone: (509) 453-5133 Fax:509-453-5165 Service Area: Mattawa and Othello in Grant County; Moses Lake and Royal City in Adams County; Walla Walla County; and Pasco in Franklin County Website:
Business Development Centre, Inc. 147 Mill Ridge Road Lynchburg, VA 24502 Executive Director: Catherine McFaden Microloan Contact: E-mail: Phone: 434-582-6100 Fax: 434-582-6106 Service Area: Amherst, Appomattox, Bedford, Campell counties, cities of Lynchburg and Bedford, the Town of Amherst, and Altavista Website: http://www.lbdc.com
Center for Community Development 440 High Street Suite 204 Portsmouth, VA 23704 Executive Director: Bruce Asberry Microloan Contact: Monique Harrell E-mail: profitl@ccdi-va.net Phone: 757-399-0925 Fax: 757-399-2642 Service Area: Chesapeake, Essen, Gloucester, Hampton, King and Queens, King William, Mathews, Middlesex, Newport News, Norfolk, Portsmouth, Suffolk, and Virginia Beach Website:
Crater Development Company 41964 Wakefield Street, P.O. Box 1808 Petersburg, VA 23805 Executive Director: Dennis K. Morris Microloan Contact: Harpal Malik E-mail: hmalik@cpd.state.va.us Phone: 804-861-1668 Fax: 804-732-8972 Service Area: Counties of Brunswick, Dinwiddie, Greensville, Isle of Wight, Prince George, Southampton, Surry, and Sussex, and the Cities of Colonial Heights, Emporia, and Franklin Website:
Enterprise Development Group (formerly Ethiopian Community Development) 1038 South Highland Street Arlington, VA 22204 Executive Director: Tschaye Teferra Microloan Contact: Haddish Welday E-mail: belay.embaye@ECDCinternatinal.org Phone: 703-685-0510 Fax: 703-685-0529 Service Area: Prince William, Arlington and Fairfax counties and the cities of Alexandria and Falls Church Website:
People Incorporated of Southwest Virginia 1173 West Main Street Abingdon, VA 24210 Executive Director: Robert G. Goldsmith Microloan Contact: Phillip Black / Gayle Dutton E-mail: pblack@peopleinc.net / gdutton@peopleinc.net Phone: 276-619-2291 Fax: 276-628-2931 Service Area: Counties of Bland, Buchanan, Carroll, Dickenson, Floyd, Grayson, Lee, Russell, Scott, Smyth, Tazewell, Washington, and Wise. Cities of Bristol, Galax, and Norton Website: http://www.businesstart.org
Piedmont Housing Alliance 2000 Holiday Drive, Suite 200 Charlottesville, VA 22901 Executive Director: Stuart C. Armstrong Microloan Contact: Peter Dummett E-mail: pha@avenue.org Phone: 434-817-2436 Fax: 434-817-0664 Service Area: Counties of Albemarle, Fluvanna, Greene, Louisa, Nelson, Orange and Madison, and the City of Charlottesville Website: http://www.businesstart.org
Richmond Economic Development Corporation 501 E. Franklin St. Suite 358 Richmond, VA 23219 Executive Director: Stephen Schley Microloan Contact: Brenda Lewis 804-521-4220 E-mail: sjschley@aol.com Phone: 804-780-3013 Fax: 804-788-4310 Service Area: City of Richmond Website:
Total Action Against Poverty 210 South Jefferson St., P.O. Box 2868 Roanoke, VA 24011 Executive Director: Chris Scott Microloan Contact: Diane Johns E-mail: chris.scott@businessseed.com / diane.johns@businessseed.com Phone: 540-344-7006 Fax: 540-344-6998 Service Area: Alleghany, Bath, Botetourt, Craig, and Roanoke counties including the City of Clifton Forge, Covington, Roanoke, and Salem Website:
Virginia Community Development Loan Fund 1624 Hull Street Richmond, VA 23224 Executive Director: Tim Hayes Microloan Contact: Janice Fraites/Kevin Robinson E-mail: JFraitesvcdlf@earthlink.net / karobinsonvcdlf@earthlink.net / thayes@vcdlf.org Phone: 804-233-2014 Fax: 804-233-2158 Service Area: The counties of Henrico, Chesterfield, Goochland, Hanover, Powatan, and the cities of Petersburg and Hopewell Website: http://www.vcdlf.org
Economic Development Council of Northern Vermont, Inc. 155 Lake Street St. Albans, VT 05478 Executive Director: Connie Stanley-Little Microloan Contact: William Farr E-mail: EDCNV@Together.net Phone: 802-524-4546 Fax: 802-527-1081 Service Area: Chittenden, Franklin, Grand Isle, Lamoille, and Washington counties Website:
Northern Community Investment Corporation 347 Portland Street, P.O. Box 904 St. Johnsbury, VT 05819 Executive Director: Microloan Contact: Suzanne Roberts E-mail: suzanne@ncic.org Phone: 802-748-5101 Fax: 802-748-1884 Service Area: Caledonia, Essex, and Orleans counties Website: www.ncic.org
Vermont Development Credit Union 18 Pearl Street BWebsiteington, VT 05401 Executive Director: Caryl J. Stewart Microloan Contact: Jeff Smith E-mail: Phone: 802-865-3404 Fax: 802-862-8971 Service Area: Addison, Bennington, Orange, Rutland, Windham, and Windsor counties Website:
ACCION Texas, Inc. 2014 S. Hackberry Street San Antonio, TX 78210 Executive Director: Janie Barrera Microloan Contact: Elizabeth Montoya E-mail: info@acciontexas.org Phone: 210-226-3664 Fax: 210-226-2940 Service Area: Arkansas, Atascosa, Austin, Bandera, Bastrop, Bee, Bexar, Blanco, Brewster, Brooks, Brownsville, Burnet, Carmeron, Caldwell, Calhoun, Comal, Concho, Corpus Christi, Crockett, Culberson, Dallas, DeWitt, Dimmit, Duval, Edwards, El Paso, Fayette, Fort Worth, Frio, Gillespie, Goliad, Gonzales, Green, Guadalupe, Harris, Hays, Houston, Hidalgo, Hudspeth, Irion, Jackson, Jeff Davis, Jim Hogg, Jim Wells, Karnes, Kendall, Kenedy, Kerr, Kimble, Kinney, Kleberg, Lampasas, Laredo, LaSalle, Lavaca, Lee, Live Oak, Llano, Loving, Mason, Maverick, Medina, McAllen, McCulloch, McMullen, Menard, Midland/Odessa, Nueces, Pecos, Presidio, Real, Reeves, Real, Reeves, Refugio, San Antonio, San Patricio, San Saba, Schleicher, Starr, Sutton, Tarrant, Tom Green, Travis, Uvalde, Val Verde, Victoria , Webb, Willacy, Zapata and Zavala counties Website:
Business Resource Center Incubator 401 Franklin Ave. Waco, TX 76701 Executive Director: John Dosher Microloan Contact: John Dosher E-mail: john@brc-waco.com Phone: 254-754-8898 Fax: 254-756-0776 Service Area: Bell, Bosque, Coryell, Falls, Hill, and McLennan counties Website:
BiG AUSTIN- Businesses Investment Growth 4100 Ed Bluestein , Suite 207 Austin, TX 78741 Executive Director: Jeannette Peten Microloan Contact: Ligia Trevino E-mail: info@bigaustin.org Phone: 512-928-8010 Fax: 512-926-2997 Service Area: Travis, Williamson, Hays, Bastrop, Blanco, Burnet, BWebsiteeson, Milam, Gillespie, Lampasas, Lee, Llano, Mason, Mcculloch, and SanSaba counties Website:
Neighborhood Housing Services of Dimmitt County, Inc. 301 Pena Street Carrizo Springs, TX 78834 Executive Director: Manuel Estrada, Jr. Microloan Contact: Manuel Estrada, Jr. E-mail: nhsdc@brushco.net Phone: 830-876-5295 Fax: 830-876-4136 Service Area: Dimmit, La Salle, Zavala Edwards, Kinney, Real, Uvalde, Val Verde and Maverick counties Website:
Rural Development and Finance Corporation 711 Navarro Street Suite 350 San Antonio, TX 78207 Executive Director: Gloria Guerrero Microloan Contact: Lucy Brooks E-mail: RDFC@DCCI.COM Phone: 210-212-4552 Fax: 210-212-9159 Service Area: Cameron, El Paso, Starr, Hidalgo, Willacy, Maverick, Dimmit, Webb, Zapata, and Zavala counties Website:
San Antonio Local Development Company 215 South San Saba , Rm 107 San Antonio, TX 78207 Executive Director:Ramire Cavazos Microloan Contact: Robert Ayala E-Mail: roberta@sanantonio.gov Phone: 210-207-3932 Fax: 210-207-8151 Service Area: Atascosa, Bandera, Bexar, Comal, Frio, Gillespie, Guadalupe, Karnes, Kendall, Kerr, Medina, San Antonio and Wilson counties Website:
Southern Dallas Development Corporation 351 West Blvd., Suite 800 Dallas, TX 75208 Executive Director: Jim Reid Microloan Contact: Victor Elmore E-mail: Velmore@SBDC.org Phone: 214-428-7332 Fax: 214-948-8104 Service Area: Portions of the City of Dallas Website:
The Corporation for Economic Development of Harris County, Inc. 11703 ½ - 1Easttex Freeway Executive Director: Jacqueline Griffin Microloan Contact: Vllerie Boudreaux-Allen E- mail: jgriffin@cedhc.com Phone: 281-590-5600 Fax: 281-590-5605 Service Area: Brazoria, Chambers, FortBend, Galveston, Harris, Liberty, Montgomery, and Waller Counties Website:
Economic Ventures, Inc. 1545 Western Avenue, Suite 110 Knoxville, TN 37921 Executive Director: Allison Sousa Microloan Contact: Alacia Harper E-mail: asousa@evitn.org Phone: 865-524-0360 Fax: 865-524-3437 Service Area: Anderson, Blount, Campbell, Clairborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan Roane, Scott, Sevier, Union, Greene, Hancock, Hawkins, Sullivan, Washington, Johnson, Carter, and Unicoi counties Website:
LeMoyne-Owen College Community Development Corporation 802 Walker Avenue, Suite 5 Memphis, TN 38126 Executive Director: Jeffrey T. Higgs Microloan Contact: Michael Massey E-mail: jeffrey_higgs@nile.lemoyne-owen.edu Phone: 901-508-2823 Fax: 901-942-6448 Service Area: Memphis and Shelby county Website:
Southeast Community Capital 1020 Commerce Park Drive Oak Ridge, TN 37830 Executive Director: Microloan Contact: Melissa Muendel E-mail: muendel@sccapital.org Phone: 865-220-2025 Fax: 865-220-2030 Service Area: Statewide Website: http://www.tech2020.org
Woodbine Community Organization 222 Oriel Avenue Nashville, TN 37210 Executive Director: Kathy Dodd Microloan Contact: E-mail: Phone: 615-850-3447 Fax: 615-833-9727 Service Area: Cheatham, Davidson, Dickson, Houston, Humphrey, Montgomery, Robertson, Rutherford, Stewart, Sumner, Williamson, and Wilson counties Website:
Lakota Fund Trade Center P.O. Box 340 Kyle, SD 57752 Executive Director: Elsie Meeks Microloan Contact: Monica Perkildsen E-mail: monica@rapidnet.com Phone: 605-455-2500 Fax: 605-455-2585 Service Area: Bennett County, Pine Ridge Indian Reservation, and areas of Shannon and Jackson counties which are surrounded by Indian Lands, and exclusive of Northern Jackson county Website:
Business Carolina, Inc. P. O. Box 8327 Columbia, SC 29202 Executive Director: Elliott E. Franks, III Microloan Contact: Melissa Gaylor E-mail: mgaylor@businesscarolina.net Phone: 803-461-3800 Fax: 803-461-3826 Service Area: Abbeville, Aiken, Allendale, Anderson, Bamberg, Barnwell, Beaufort, Berkeley, Calhoun, Charleston, Cherokee, Chester, Chesterfield, Colleton, Darlington, Dillon, Dorchester, Edgefield, Fairfield, Florence, Georgetown, Greenville, Greenwood, Hampton, Horry, Jasper, Lancaster, Laurens, Lexington, Marion, Marlboro, McCormick, Newberry, Oconee, Orangeburg, Pickens, Richland, Saluda, Spartanburg, Union, and York counties Website:
Charleston Citywide Local Development Corporation 75 Calhoun Street 3rd Floor Charleston, SC 29403 Executive Director: Sharon Brennan Microloan Contact: Dwayne Jubar / Michelle Ingle E-mail: brennans@ci.charleston.sc.us Phone: 843-724-3796 Fax: 843-724-7354 Service Area: City of Charleston Website:
Santee-Lynches Regional Development Corporation 36 West Liberty Street P.O. Box 1837 Sumter, SC 29150 Executive Director: James Darby Jr. Microloan Contact: Walter Dunlap E-mail: slrdc@slcog.org Phone: 803-775-7381 Fax: 803-773-6902 Service Area: Clarendon, Kershaw, Lee and Sumter counties Website:
Aliquippa Alliance for Unity and Development 392 Franklin Ave Aliquippa, PA 15001 Executive Director: Roseanne Stead Microloan Contact: Patricia Kribbs E-mail: pkribbs@aaud.org Phone: 724-378-7422 Fax: 724-378-9976 Service Area: Beaver, Butler, and Lawrence counties Website:
Community First Fund 44 N Queen Street P. O. Box 524 Lancaster, PA 17608-0524 Executive Director: Dan Betancourt Microloan Contact: Glenda Machia E-mail: dbetancourt@commfirstfund.orggmachia@commfirstfund.org Phone: 866-822-3863 Fax: 717-393-1757 Service Area: Lancaster, York, Berks, Dauphin, Lebanon, Cumberland, Perry, and Adams counties Website: http://www.commfirstfund.org
Community Loan Fund of Southwestern PA, Inc. 1920 Gulf Towers ---707 Grant Street Pittsburgh, PA 15219 Executive Director: Mark Peterson Microloan Contact: Laura Swiss E-mail: mpeterson@clfund.commbevan@clfund.com Phone: 412-201-2450 Fax: 412-201-2451 Service Area: Allegheny, Armstong, Beaver, Butler and Indiana counties Website: http://www.clfund.com
Northeastern Pennsylvania Alliance (aka: NEPA) 1151 Oak St. Pittston, PA 18640-3795 Executive Director: Cameron Moore Microloan Contact: Tom Pellegrini E-mail: tompel@nepa-alliance.org Phone: 570-655-5581 Fax: 570-654-5137 Service Area: Carbon, Lackawanna, Luzerne, Monroe, Pike, Schuylkill, and Wayne counties Website: http://www.edcnp.org
MetroAction, Inc. 222 Mulberry Street P.O. Box 4731 Scranton, PA 18501-0431 Executive Director: John Kokinchak Microloan Contact: Kristine French E-mail: kfrench@scrantonchamber.com Phone: 570-342-7711 Fax: 570-347-6262 Service Area: Luzerne, Lackawanna, and Monroe counties Website: http://www.scrantonchamber.com
North Central PA Regional Planning and Dev. Commission 651 Montmorenci Avenue Ridgway, PA 15853 Executive Director: Ronald W. Kuleck Microloan Contact: Jill Foys E-mail: jfoys@ncentral.com Phone: 814-773-3162 Fax: 814-772-7045 Service Area: Cameron, Clearfield, Elk, Jefferson, McKean and Potter counties Website: http://www.ncentral.com/~ncprpdc/
Northwest Pennsylvania Regional Planning & Dev. Commission 395 Seneca Street Oil City, PA 16301 Executive Director: William Steiner Microloan Contact: Dale F. Massie E-mail: dalem@nwplan.org Phone: 814-677-4800 Fax: 814-677-7663 Service Area: Clarion, Crawford, Erie, Forest, Lawrence, Mercer, Warren and Venango counties Website:
Philadelphia Commercial Development Corporation 1315 Walnut Street Suite 600 Philadelphia, PA 19107 Executive Director: Curtis Jones, Jr. Microloan Contact: Rick Dean/Linda House E-mail: econpcdc@aol.com Phone: 215-790-2210 Fax: 215-790-2222 Service Area: Philadelphia Website: www.philadelphiacommercial.com
SEDA-Council of Governments RR #1, Box 372 Lewisburg, PA 17837 Executive Director: Dennis E. Robinson Microloan Contact: Thomas J. Venditti E-mail: venditti@seda-cog.org Phone: 570-524-9190 Fax: 570-524-449 Service Area: Centre, Clinton, Columbia, Juniata, Lycoming, Mifflin, Montour, Northumberland, Perry, Snyder, and Union counties. Website:
Southern Alleghenies Planning & Development Commission 541 58th Street Altoona, PA 16602 Executive Director: Edward M. Silvetti Microloan Contact: Michael Mignogna E-mail: sapdc@sapdc.org Phone: (814) 949-6545 Fax: (814) 949-6505 Service Area: Bedford, Blair, Cambria, Fulton, Huntingdon, and Somerset counties Website: www.sapdc.org
The Washington County Council on Economic Development 40 S. Main Street – Lower Level Washington, PA 15301 Executive Director: Malcolm Morgan Microloan Contact: Alan A. Hill E-mail: wcced@cobweb.net Phone: 724-228-8223 Fax: 724-250-8202 Service Area: Southwestern area of Pennsylvania including Greene, Fayette, Washington, Westmoreland, Mongalia County in West Virginia Website: http://www.WashingtonCountyPA.org
Cascades West Financial Services, Inc. 1400 Queen Avenue SE, Suite 205c Albany, OR 97222 Executive Director: Mary-Merriman Smith Microloan Contact: Diane Searle E-mail: dsearle@ocwcog.org Phone: 541-924-8480 Fax: 541-967-4651 Service Area: Benton, Lane, Lincoln, Linn, Marion, Polk, and Yamhill counties Website:
Sage Community Resources 10624 W. Executive Drive Boise, ID 83713 Executive Director: Phillip Choate Microloan Contact: Bob Richards E-mail: pmchoate@ida-ore.com Phone: 208-322-7033 Fax: 208-322-3569 Service Area: Harney and Malheur counties Website:
Southern Oregon Women’s Access to Credit, Inc. 33 North Central #209 Medford, OR 97501 Executive Director: Helen Wallace Microloan Contact: Dennis Davis E-mail: dpdavis@sowac.org Phone: 541-779-3992 Fax: 541-779-5195 Service Area: Jackson, Josephine, Klamath, and Lake counties Website:
Oregon Association of Minority Entrepreneurs Credit Corporation 4134 N. Vancouver Avenue Portland, OR 97217 Executive Director: Samuel Brooks Microloan Contact: Sanford Maddox – (503)528-7105 or (503) 528-7102 E-mail: sanford@oame.org / jorge@oame.org Phone: 503-249-7744 Fax: 503-249-2027 Service Area: Multnomah, Washington, Clackamas, Columbia, Tillamook, Clatsop, and Hood Counties Website:
Umpqua Community Development Corporation 738 SE Kane Street Roseburg, OR 97470 Executive Director: Betty Tamm Microloan Contact: Bob Ault E-mail: btamm@mcsi.net/rault@umpquacdc.org Phone: 541-673-4909 Fax: 541-673-5023 Service Area: Coos, Curry and Douglas Counties Website:
Greenwood Community Development 131 North Greenwood Ave, 2nd Floor Tulsa, OK 74120 Executive Director: Reuben Gant Microloan Contact: Lamar Guillory E-mail: rgant@tulsacoxmail.com / rking@tulsacoxmail.com lguillory@tulsacoxmail.com Phone: 918-585-2084 Fax: 918-585-9268 Service Area: Northwest Tulsa county Website:
Little Dixie Community Action 502 West Duke St. Hugo, OK 74743 Executive Director: Bob Yandell Microloan Contact:Tommy Butler, 580-326-6441 E-mail: byandell@littledixie.org or tbutler@littledixie.org or nublel@yahoo.com Phone: 580-326-3351 Fax: 580-326-2305 Service Area: Choctaw, McCurtain, and Pushmataha counties Website:
Rural Enterprises of Oklahoma, Inc. 2912 Enterprise Blvd. P.O. Box 1335 Durant, OK 74702 Executive Director: Tom Smith Microloan Contact: Debbie Partin E-mail: debbiep@ruralenterprises.com / tomsmith@ruralenterprises.com Phone: 580-924-5094 Fax: 580-920-2745 Service Area: Statewide excluding Adair, Canadian, Cherokee, Cleveland, Craig, Creek, Delaware, Haskell, Hayes, Hughes, Kay, Latimer, Leflore, Lincoln, Logan, McIntosh, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pittsburg, Pottawatomie, Rogers, Seminole, Sequoyah, Wagoner, Washington, and Wayne counties including the city of Tulsa Website:
Tulsa Economic Development Corporation 907 South Detroit Avenue Suite 1001 Tulsa, OK 74120 Executive Director: Rose Washington-Rentie Microloan Contact: Tara Martin E-mail: tmartin@tulsaecondevcorp.com / rose@tulsaedc.com Phone: 918-585-8332 Fax: 918-585-2473 Service Area: Adair, Canadian, Cherokee, Cleveland, Craig, Creek, Delaware, Haskell, Hughes, Kay, Latimer, Leflore, Lincoln, Logan, McIntosh, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pittsburg, Pottawatomie, Rogers, Seminole, Sequoyah, Wagoner, and Washington counties including the city of Tulsa Website:
Community Capital Development Corporation (OH) 900 Michigan Ave Columbus, OH 43215-1165 Executive Director: Brad Shimp Microloan Contact: Stephanie Mendivil E-mail: brad.shimp@ccdcorp.org Phone: 614-645-0387 Fax: 614- 645-8588 Service Area: Franklin, Delaware, Fairfield, Licking,Union, Pickaway, Fayette, and Madison counties Website: http://www.ccdcorp.org
Enterprise Development Corporation 9030 Hocking Hills Drive The Plains, OH 45780-1209 Executive Director: Gary Seeley Microloan Contact: E-mail: gseeley@edcseo.org Phone: 740-797-9646 Fax: 740-797-9659 Service Area: Adams, Ashland, Athens, Belmont, Brown, Carroll, Columbiana, Coshocton, Gallia, Guernsey, Harrison, Highland, Holmes, Jackson, Jefferson, Knox, Lawrence, Meigs, Monroe, Morgan, Muskingum, Hocking, Noble, Perry, Pike, Ross, Scioto, Tuscarawas, Vinton, and Washington counties Website:
Hamilton County Development Company, Inc. 1776 Mentor Avenue Cincinnati, OH 45212 Executive Director: David Main Microloan Contact: Lou Ann Walden E-mail: lawalden@hcdc.com Phone: 513-631-8292 Fax: 513-631-4887 Service Area: City of Cincinnati, Adams, Brown, Butler, Clermont, Clinton, Hamilton, Warren, and Highland counties Website:
Kent Regional Business Alliance (OH) College of Business #300-A, KSU Kent, OH 44242 Executive Director: Linda Yost Microloan Contact: E-mail: lyost@bsa3.kent.edu Phone: 330-672-1275 Fax: 330-672-9338 Service Area: Ashtabula, Geauga, Trumbull, Portage, Columbiana, Carroll, Holmes, Coshocton, Tuscarawas, Stark, and Harrison counties Website:
Women's Organization for Mentoring, Entrepreneurship, & Networking 526 South Main Street Suite 235 Arkon, OH 44311-1058 Executive Director: Janice Robinson Microloan Contact: E-mail: women@ald.net Phone: 330-379-9280 Fax: 330-379-3454 Service Area: Cuyahoga, Lake, Lorain, Mahoning, Medina, Stark, Summit, and Wayne counties Website:
Working for Empowerment through Community Organizing (WECO) 2700 E. 79th Street, 4th Street Cleveland, OH 44104 Executive Director: Judith W. Miles Microloan Contact: Laurie Murphy E-mail: judi@wecofund.com / laurie@wecofund.com Phone: 216-881-9650 Fax: 216-881-9704 Service Area: Cuyahoga county Website:
Dakota Certified Development Corporation 51 Broadway Suite 500 Fargo, ND 58102 Executive Director: Toby Sticka Microloan Contact: Wendy Simek E-mail: toby@fedc.comwendy@dakotacdc.com Phone: 701-293-8892 Fax: 701-293-7819 Service Area: Grand Forks, Devils Lake, Minot, Williston, and Dickinson counties Website:
Lake Agassiz Regional Development Corporation 417 Main Avenue Fargo, ND 58103 Executive Director: Irvin Rustad Microloan Contact: Darin Bullinger E-mail: darin@lakeagassiz.com Phone: 701-235-1197 Fax: 701-235-6706 Service Area: Griggs, Bismarck, Mandan, Jamestown, and Valley City Website:
Neuse River Development Authority, Inc. 233 Middle Street 2rd Floor New Bern, NC 28563 Executive Director: Donald T. Stewart Microloan Contact: Barbara Brown E-mail: bbrown@nrda.org Phone: 252-638-6724 Ext. 3032 Fax: 252-638-1819 Service Area: Carteret, Craven, Duplin, Greene, Jones, Johnston, Lenoir, Onslow, Pamlico and Wayne counties Website: http://www.eccog.org/
Self-Help Ventures Fund 301 West Main Street P.O. Box 3619 Durham, NC 27701 Executive Director: Martin Eakes Microloan Contact: Annie Scorza E-mail: bob@self-help.org Phone: 919-956-4400 Fax: 919-956-4600 Service Area: Statewide excluding Watauga, Avery, Mitchell, and Yancey counties Website: http://www.self-help.org/index.asp
W.A.M.Y. Community Action 152 Southgate Drive, Suite 2 P.O. Box 2688 Boone, NC 28607 Executive Director: Dr. James Jordan Microloan Contact: Dave Lindsley E-mail: wamyloan@boone.net Phone: 828-264-2421 Fax: 828-264-0952 Service Area: Watauga, Avery, Mitchell, and Yancey counties Website: http://www.wamyca.org
Adirondack Economic Development Corporation 60 Main St., Suite 200 P.O. Box 747 Saranac Lake, NY 12983 Executive Director: Ernest Hohmeyer Microloan Contact: Beverly Deso E-mail: beverly@aedconline.com Phone: 518-891-5523 Fax: 518-891-9820 Service Area: Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Lewis, Oneida, Oswego, St. Lawrence, Saratoga, Warren and Washington counties Website:
Alternatives Federal Credit Union 125 N. Fulton St. Ithaca, NY 14850 Executive Director: William Myers Microloan Contact: John Halleron E-mail: jhalleron@alternatives.org Phone: 607-273-3582 Fax: 607-277-6391 Service Area: Schuyler, Tompkins, Tioga, Cortland, Chemung, and Broome counties Website:
Buffalo Economic Renaissance Corp.(BERC) 617 Main Street Buffalo, NY 14203 Executive Director: Marie F. Currie Microloan Contact: Marie F. Currie E-mail: mcurrie@berc.org Phone: 716-842-6923 Fax: 716-842-6942 Service Area: City of Buffalo Website:
Buffalo and Erie County Industrial Land Development Corp. 275 Oak Street Buffalo, NY 14203 Executive Director: David Kerchoff Microloan Contact: David Kerchoff E-mail: dkerchof@ecidany.com Phone: 716-856-6525 Fax: 716-856-6754 Service Area: ErieCounty Website:
Hudson Development Company (Formerly: Columbia Hudson Partnership) 444 Warren Street Hudson, NY 12534-2415 Executive Director: Bernardina C. Torrey Microloan Contact: John Galvin E-mail: jgalvin@mhcable.com Phone: 518-828-4718 Fax: 518-828-0901 Service Area: Columbia, and Green counties Website:
Community Development Corporation of Long Island 2100 Middle Country Road Suite 300 Centereach, NY 11720 Executive Director: Wilbur Klatsky Microloan Contact: Trevor Davis E-mail: tdavis@cdcli.org Phone: 631-471-1215 Fax: 631-471-1210 Service Area: Suffolk and Nassau counties Website: http://cdcli.org
Manhattan Borough Development Corporation 55 John St. 17th Floor New York, NY 10038 Executive Director: Ollie Chapman Microloan Contact: Marta Gomez E-mail: ochapman@mbdc.org Phone: 212-791-3660 Fax: 212-571-0873 Service Area: The borough of Manhattan Website: http://www.mbdc.org
Albany-Colonie Regional Chamber of Commerce 1 Computer Drive South Albany, NY 12205 Executive Director: Madeline Taylor Microloan Contact: Walter Burke E-mail: walterb@ac-chamber.org Phone: 518-453-5223 Fax: 518-453-5220 Service Area: Albany, Rensselaer, Saratoga, Schenectady, Schoharie, Greene, Fulton, and Montgomery counties Website:
NY Assoc. for New Americans, Inc. 17 Battery Place New York, NY 10004 Executive Director: Mark Handelman Microloan Contact: Yanki Tshering E-mail: ytshering@nyana.org Phone: 212-898-4112 Fax: 212-425-7260 Service Area: The borough of Queens, Manhattan, the Bronx, Brooklyn, and Staten Island. Website:
Renaissance Economic Development Corporation 1 Pike Street New York, NY 10002 Executive Director: Benjamin Warnke Microloan Contact: Susan Yee E-mail: benjamin@renaissance-ny.org Phone: 212-964-6002 Fax: 212-964-6181 Service Area: The boroughs of Brooklyn, Manhattan, and Queens Website:
Rural Opportunities Enterprise Center, Inc. 400 East Avenue Rochester, NY 14607 Executive Director: Lee Beaulac Microloan Contact: John Bell E-mail: jdallis@ruralinc.org Phone: 585-340-3387 Fax: 585-340-3326 Service Area: Onandaga, Ulster, Monroe, Schuyler, Chemung, Allegheny, Cattaraugus, Cayuga, Chatauqua, Dutchess, Erie, Genessee, Greene, Livingston, Niagara, Ontario, Orange, Orleans, Putnam, Seneca, Steuben, Sullivan, Wayne, Wyoming, and Yates counties Website:
Regional Business Assistance Corporation 247 East Front St. Trenton, NJ 08611 Contact: William Pazmino (609) 396-2595 Service Area: Bergen, BWebsiteington, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Somerset, Sussex and Warren counties Website: http://www.tbacloan.com
Greater Newark Business Development Consortium 744 Broad St. 27th Floor Newark, NJ 07102 Contact: Desiree Sealey (973) 242-4134 Service Area: Statewide Website: www.gnbdc.org
UCEDC Liberty Hall Corporate Center 1085 Morris Avenue, Suite 531 Union, NJ 07083 Contact: Ellen McHenry (908) 527-1166 Service Area: Statewide Website: www.ucedc.com
Cooperative Business Assistance Corporation 328 Market Street Camden, NJ 08102 Contact: Harry W. Stone, CPA E-mail: hstone@cbaclenders.com Phone: 856-966-8181 Service Area: Atlantic, Camden, Cape May, Cumberland, Gloucester, and Salem counties Website: www.cbaclenders.com
West Central Nebraska Development District, Inc. 201 East 2nd Street, Suite C P.O. Box 599 Ogallala, NE 69153 Executive Director: Martin O'Haus Microloan Contact: Paul Rausch E-mail: mowcndd@lakemac.net Phone: 308-284-6077 Fax: 308-284-6070 Service Area: Arthur, Chase, Dawson, Dundy, Frontier, Furnas, Gosper, Grant, Hayes, Hitchcock, Hooker, Keith, Lincoln, Logan, Perkins, Red Willow, Thomas, and McPherson counties Website:
Community Development Resources (NE) 1135 M Street Lincoln, NE 68508-3169 Executive Director: Rick Wallace Microloan Contact: E-mail: rwallace@alltel.net Phone: 402-436-2386 Fax: 402-436-2360 Service Area: Lancaster and Lincoln counties Website:
Growth Opportunity Connection (Go Connection) 4747 Troost Avenue Kansas City, MO 64110 Executive Director: Alan Corbet Microloan Contact: Alan Corbet E-mail:acorbet@kc-cbi.org Phone: 816-561-8567 Fax: 816-756-1530 Service Area: Platte, Jackson, Clay and Cass counties Website:
Justine Petersen Housing & Reinvestment Corporation 5031 Northrup Avenue St. Louis, MO 63110 Executive Director: Robert Boyle Microloan Contact: Sheri Fanigan-Vazquez E-mail:sflanigan@justinepetersen.org Phone: 314-664-5051 ext. 117 Fax: 314-664-5364 Service Area: Counties of Franklin, Jefferson, Lincoln, St. Charles, St. Louis, Warren, and the City of St. Louis Website: http://justinepetersen.org
Rural Missouri, Incorporated 1014 Northeast Drive Jefferson City, MO 65109 Executive Director: Ken Lueckenotte Microloan Contact: Zola Finch E-mail:zola@rmiinc.org kluke45@mailexcel.com Phone: 573-635-0136 Fax: 573-635-5636 Service Area: Statewide excluding Platte, Jackson, Clay and Cass counties Website: www.rmiinc.org
Friends of Children of Mississippi, Inc. 939 North President Street Jackson, MS 39202 Executive Director: Marvin Hogan Microloan Contact: Stephanie Williams E-mail:eagleeye@misnet.com Phone: 601-353-3264 Fax: 601-714-4278 Service Area: Statewide Website:
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